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Formal Education

Reseda High School - Graduate 1977
                 Reseda, California

San Diego State University - Graduate 1982
        Business Administration – Finance
        Speech Communication – Organizational Theory
                  San Diego, California

School of Mortgage Lending - Graduate 1984
        Certified Mortgage Processor
        Certified Mortgage Underwriter
                  Los Angeles, California

California Escrow Association
        Certified Senior Escrow Officer